For many, buying a home is the largest purchase they will make in their lifetime, but it can also be one of the biggest debts they take on. Choosing the type of mortgage - fixed-rate or variable rate - can be a difficult decision to make.
Fixed-rate loans offer stability as the interest rate is fixed for the duration of the term. With variable-rate loans, however, there is a risk that you repayments may rise in the future. Variable-rates are typically reviewed twice a year.
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